Living benifits

Many people think life insurance is only for their family after they're gone.
Today's policies may offer much more.

Some life insurance policies include Living Benefits, which may allow
eligible policyholders to access a portion of their death benefit while still
living if they experience a qualifying chronic, critical, or terminal illness.

This money can be used however you choose, including:

• Medical expenses

• Household bills

• Mortgage payments

• Family support

• Everyday living costs

Living Benefits can help provide financial flexibility during some of life's
most difficult moments, helping protect both your health and your
family's financial future.

Talk with a licensed professional to learn how Living Benefits work and
whether they may be appropriate for your situation. Benefits, eligibility
requirements, and limitations vary by policy.